Cambodia vs Bali: Where to buy real estate and where to invest?

Investing in Southeast Asian real estate is becoming increasingly relevant. Bali and Cambodia are attracting the attention of investors due to their unique opportunities and prospects. This article is suitable for those considering relocation, investments or life in a tropical paradise.

• Unique features for investors
• Growth Prospects real estate market
• Comparison terms of purchase and ownership

The demand for real estate in Bali continues to grow. Popular areas such as Changu and Ubud offer a variety of options, from luxury villas to cozy apartments. Prices here vary, but you can find options from 150,000 euros for a small villa. Tourism and relocation play a key role in maintaining demand.

Cambodia, on the other hand, offers more affordable options. In Phnom Penh and Sihanoukville, you can find condominiums from 80,000 euros. Chinese investments actively influence infrastructure development and price growth.

Real estate market analysis in Bali

Bali continues to be one of the most attractive locations for real estate investment. Demand on the island is growing steadily, especially in areas such as Changu, Ubud and Seminyak. These places attract not only tourists, but also digital-nomads, which contributes to the development of the market.

Changu is known for its dynamic atmosphere and popularity among young people. Here you can buy a stylish villa from 200,000 euros. UbudThe cultural heart of the island offers more relaxed options, with prices starting at 150,000 euros for a cozy cabin in the jungle.

BERAWA WEEK

from $239,000

Indonesia, Bali, Changgu, Berawa.

EDEM VILLAS 2

from $170,000

Indonesia, Bali, Nusa Dua

FPV VILLA

from $575,000

Indonesia, Bali, Ubud

AMO RESIDENCES

from $1 500,000

Indonesia, Bali, Changgu, Berawa.

AURA APARTMENTS

from $71,000

Indonesia, Bali, Ubud

SANTANI VILLA 2

from $399,000

Indonesia, Bali, Changgu, Batu Balong.

Construction in Bali is actively developing. You can find both modern apartments and traditional villas. Tourism plays a key role in supporting rental demand, which means that the rental yield in Bali remains high.

The impact of relocation should not be underestimated either. Many foreigners choose Bali for permanent residency, which keeps the market in steady demand. This makes Bali an ideal destination for those looking to investment property.

Real estate prices are expected to rise in the coming years, especially in popular areas. This is due to infrastructure development and increased tourist traffic after the pandemic. Investors can count on stable income from short-term and long-term leases.

Analysis of the real estate market in Cambodia

Cambodia is becoming increasingly attractive to investors due to its dynamic development and affordable prices. Key destinations such as Sihanoukville, Phnom Penh, Kampot and Kep, offer a variety of opportunities to buy real estate. В Phnom Penh The market is actively developing and here you can find modern condominiums from 80,000 euros. The city is attracting investors due to its economic growth and improved infrastructure.

Sihanoukville is known for its beaches and fast-growing tourist sector. New hotels and residential complexes are being actively built here. Prices for real estate by the sea start from 100,000 euroswhich makes Sihanoukville especially attractive to those looking for beachfront property in Cambodia.

Wealth Mansion

from $93,000

Phnom Penh, Cambodia

R&F CITY RESIDENTIAL COMPLEX

from $ 74,176

Phnom Penh, Cambodia

Time Square 302 Residential Complex

from $80,000

Phnom Penh, Cambodia

Time Square 306 Residential Complex

from $93,000

Phnom Penh, Cambodia

Vue Aston Residential Complex

from $87,665

Phnom Penh, Cambodia

Residential complex Park21 Residence

$80 556

Phnom Penh, Cambodia

In recent years, Chinese investment has been actively influencing the real estate market in Cambodia. This contributes to price increases and the development of new projects. Object types range from condominiums to low-rise developments, allowing investors to choose the most suitable option.

Cambodia offers unique opportunities for those looking to invest in an emerging market. It allows you to count on high profitability in the future, especially given the continued development of infrastructure and growing interest from international investors.

Comparison of Key Investment Factors: Cambodia vs Bali

Nuances when buying a home: Cambodia vs Bali

When buying real estate in Bali, foreigners can only own properties in the format of leaseholdThis means leasing the land for up to 30 years with an option to renew. This requires the mandatory involvement of local agents and legal advisors to avoid pitfalls. The cost of such services can be around 2,000 euros. It is important to consider all tax liabilities and commissions, which can amount to up to 10% of the value of the property.

In Cambodia, foreigners can own condominiums on the rights of freeholdThis makes the process much easier. However, when buying land, it is necessary to use a local partner, which requires careful vetting and trust. Legal services here can cost around 1,500 euros. The process is more flexible but also requires attention to detail, especially in taxation and property registration.

Transactions in Bali go through notaries and require a thorough check of all documents. This helps avoid unpleasant surprises and ensures that your interests are protected. In Cambodia, the process is less formalized, but it also means that you need to be particularly careful about choosing a partner and checking all documents.

Typical risks include the possibility of changes in legislation and difficulties with lease renewal in Bali. In Cambodia, the main risks remain the reliability of local partners and the transparency of transactions. To avoid trouble, it is advisable to engage experienced lawyers and consultants familiar with the local peculiarities to help protect your investment.

Similarities and peculiarities of the real estate market

Both markets - Cambodia and Bali - have their own unique features, but also commonalities that make them attractive to foreign investors.

In both countries, legislation allows foreigners to purchase real estate, but with certain restrictions. In Bali this format leaseholdand in Cambodia - the possibility of owning condominiums on the rights of freehold. This creates a different ownership environment, but also opens up opportunities for strategic investment planning.

Mindset and negotiation in both regions require an understanding of local customs and traditions. In Bali, cultural sensitivity and respect for local traditions are important, which can affect the success of the transaction. In Cambodia, it is important to build trusting relationships with local partners, which can make the process of buying and managing real estate much easier.

Both countries are attractive to foreigners due to their climate and cultural features. Bali is famous for its natural beauty and well-developed tourist infrastructure, making it popular with expats. Cambodia offers a more relaxed lifestyle and the opportunity to be part of a booming market, which appeals to those looking for new horizons to invest in.

Investors should consider these characteristics when selecting a region to invest in to maximize the advantages of each market.

Prospects for growth and development of resort real estate

Both Bali and Cambodia have seen a significant increase in interest in resort real estate. Tourism is the main driver of this growth, and the return of tourists after the pandemic is only strengthening demand.

On Bali active infrastructure development continues. New projects include the construction of hotels, villas and apartments, which opens up investment opportunities. Prices for new properties can start from 150,000 euros for apartments in popular tourist areas. This creates favorable conditions for those who want to invest in a Bali real estate for investment. In addition, the government is actively supporting the development of infrastructure projects such as roads and airports to improve access to tourist areas.

In Cambodia is also experiencing strong development, especially in areas such as Sihanoukville and Kampot. Large-scale infrastructure projects are underway here, supported by government initiatives and foreign investment.

The cost of properties by the sea can start from 100,000 eurosIt is important to note that the Cambodian government is actively working to improve transportation infrastructure, including the construction of new roads and the development of ports, which helps attract more tourists and investors. It is important to note that the Cambodian government is actively working to improve transportation infrastructure, including the construction of new roads and the development of ports, which helps to attract more tourists and investors.

New areas of active development in both countries are attracting the attention of both local and international investors. Investing in resort real estate in these regions can provide high profitability due to increased tourist traffic and improved infrastructure. This makes Bali and Cambodia promising destinations for long-term investment.

Yield from short-term and long-term leases

Rental properties in Bali and Cambodia offer a variety of income opportunities, both short and long term. Both markets have their own characteristics that are worth considering when choosing a strategy.

On Bali short-term rentals through platforms, is very popular due to the constant flow of tourists. The average cost of renting a villa can be 150 euros per dayThis ensures high profitability during peak seasons. It is important to consider seasonality: Bali's high season is the summer months and New Year holidays, when occupancy rates can reach 90%.

Long-term rentals in Bali also remain in demand, especially among expats. The average cost of renting an apartment can range from 800 to 1,500 euros per month depending on location and comfort level. This provides a stable income all year round, especially in areas with developed infrastructure.

In Cambodia The rental market is also developing but has its own characteristics. Short-term rentals in places like Sihanoukville attract tourists due to lower prices. Rental prices can start from 50 euros per day for an apartment by the sea. This makes Cambodia attractive to tourists looking for budget vacation options.

Long-term rentals in Cambodia are popular among expats and employees of international companies. The average cost of renting a condominium in Phnom Penh can be 500-1,000 euros per month. This provides a steady income, especially in the capital, where business and diplomatic missions are concentrated.

Commissions and management Real estate in both countries requires attention. In Bali, agent commissions can be up to 10% of income, while in Cambodia they are usually lower, around 5-7%. It is also important to consider taxes on rental income, which can vary by country and type of property.

Economy and Life: Cambodia vs Bali

When it comes to cost of living in Cambodia and Bali, both countries offer affordable accommodations, but with some differences. In Cambodia, especially in Phnom Penh, you can live quite comfortably with a budget of approx. 1,000 euros a monthThis includes rent, food and transportation. Products and services are generally cheaper here, making the country attractive to those seeking an economical lifestyle.

On Bali The cost of living can be slightly higher, especially in tourist areas such as Seminyak or Ubud. The average monthly budget for a comfortable life can be as follows 1,200-1,500 eurosThe cost of rent, food and entertainment is a significant cost. However, this is offset by the high quality of life and infrastructure for expats.

Banking system in both countries is sufficiently developed for day-to-day needs, but has its own peculiarities. In Cambodia, many transactions are conducted in US dollars and banking services may be limited in remote areas. In contrast, Bali's banking system is more tourist and expat-oriented, offering convenient facilities for international transfers and foreign exchange transactions.

Safety - an important factor when choosing a place to live and invest. In Cambodia, the level of security varies from region to region, but the country is generally considered safe to live in. In Bali, the crime rate is also low, but you should be alert to petty theft in tourist areas.

Climate both regions are tropical, but with slight differences. In Bali, the rainy season lasts from November to March, while in Cambodia the rains are more common from May to October. Both regions offer warm and sunny weather for most of the year, making them attractive places to live and vacation.

Comfort of life is largely down to personal preference. In Bali, you'll find a well-developed infrastructure, plenty of cafes and restaurants, and an active expat community. Cambodia offers a more relaxed pace of life and a unique cultural atmosphere, attracting those looking for new experiences and opportunities to explore the local culture.

Education and Medicine: Cambodia vs Bali

Education in Cambodia and Bali have their own peculiarities and differences. In Cambodia, especially in Phnom Penh, there are several international schools that offer quality education in the British and American systems. Tuition fees at these schools can range from 5,000 to 10,000 euros per year. This makes them affordable for expats who want to provide their children with a decent education.

On Bali there are also international schools, especially in areas with high expat populations such as Ubud and Seminyak. Tuition costs can be higher, ranging from 8,000 euros per yearBut the quality of education and variety of programs make them popular with foreign families.

Medical services in Cambodia are developing, but are still at an average level. In major cities such as Phnom Penh, it is possible to find private clinics with a good level of service. However, for complex medical procedures, many people prefer to go to neighboring countries. The cost of basic health insurance can be approx. 300 euros a year.

On Bali The medical infrastructure is more developed, with modern clinics and hospitals, including international ones. Private clinics offer a wide range of services and many doctors speak English. Insurance here can cost from 400 euros a yeardepending on coverage.

Insurance plays an important role in providing quality health care in both regions. In Bali, insurance companies offer a variety of plans that cover both local and international medical services. In Cambodia, insurance plans are also available, but it pays to research the terms and coverages carefully.

Quality of service in both regions depends on the facility selected. In Bali, the level of medical services tends to be higher due to the greater number of international specialists and modern equipment. In Cambodia, the quality varies and it is important to choose trusted clinics with a good reputation.

Thus, when choosing between Cambodia and Bali for living and investing, it is important to consider the availability and quality of education and medicine. Bali offers a more developed infrastructure in these areas, whereas Cambodia may appeal to those looking for cost-effective solutions and new cultural experiences.

Roads and transportation

Infrastructure in Bali and Cambodia plays a key role in providing comfort and accessibility for residents and tourists. On Bali The road network is well developed, especially in the tourist areas. However, you should be prepared for traffic jams, especially in popular destinations such as Kuta and Seminyak. Renting a scooter is a popular way to get around, and can cost approx. 50 euros a month.

In Cambodia road infrastructure continues to develop, especially in major cities such as Phnom Penh and Sihanoukville. In rural areas, roads may be of lower quality, but the government is actively working to improve them. Renting a car here will cost approx. 300 euros a monthmaking it affordable for most expats.

Air service in both regions is well established. In Bali, Ngurah Rai International Airport offers many flights to various countries. The average cost of a flight to Europe can be approx. 700 euros. In Cambodia, the international airports in Phnom Penh and Siem Reap also offer a variety of destinations, and flight prices can be similar.

Public transportation in Bali is mainly represented by buses and shuttles that connect major cities and tourist areas. This is an economical way to travel, but not always the most convenient. In Cambodia, public transportation includes buses and tuk-tuks, which are popular among locals and tourists. The cost of a tuk-tuk ride is usually about 1-2 euros.

Car and bike rentals - A popular choice for those who prefer the freedom of transportation. In Bali, renting a car can cost approx. 250 euros a monthWhile scooter rentals are more affordable. In Cambodia, renting a bike is also popular and costs approx. 40 euros a month.

Thus, the transportation infrastructure and travel options in both regions are sufficiently developed to ensure comfortable living and travel. Bali offers a more developed road network, whereas Cambodia is actively working to improve its transportation options, making both regions attractive places to live and invest.

Legal and tax specifics

Ownership of land and real estate Cambodia and Bali have their own nuances that are important for investors to consider. On Bali foreigners can only purchase real estate through the mechanism leaseholdThis limits some investment strategies but allows for ownership of properties such as villas and apartments. This limits some investment strategies, but still allows ownership of properties such as villas and apartments.

In Cambodia foreigners can own condominiums on the rights of freeholdThis makes the process much easier. However, the purchase of land requires the involvement of a local partner. This may be a legal entity registered in Cambodia, which requires careful due diligence and trust in the partner.

Residence permit and visa issues also play an important role. In Bali, several types of visas are available for long-term residency, including social and business visas. In Cambodia, the visa process is simpler and more flexible, with the option to renew without having to leave the country. This makes Cambodia attractive to those looking for ease of paperwork.

Taxation of rental income is an important consideration for investors. In Bali, tax on rental income can be up to 20%Depending on income and type of property. In Cambodia, rental taxes are generally lower, at approx. 10%This makes this market more attractive in terms of tax burden.

Real estate tax varies in both regions. In Bali, it depends on the value of the property and can be approx. 0,5% of its value per year. Cambodia's tax system is more flexible, with incentives for new projects and infrastructure investments.

Thus, the legal and tax peculiarities in both regions require careful study and understanding. Bali proposes a more formalized system with certain restrictions for foreigners, whereas Cambodia provides more freedom and flexibility, which may be attractive to strategic investors.

What should an investor choose: Cambodia or Bali?

The choice between investing in Cambodia or Bali depends on your goals and priorities. Both regions offer unique opportunities, but with different emphases.

For those who are looking for quick payback and stable income, Bali may be a more suitable option. Here developed tourist infrastructure and high demand for rentals make the market attractive for short-term investments. Average rental yields can reach 8-10% per year, making Bali favorable for those focused on active income.

If your goal long-term investments with growth potentialthen Cambodia offers interesting prospects. The country is in the stage of active development, and real estate prices here are still relatively low. This allows us to expect a significant increase in the value of properties in the future. Investing in Cambodia can be a strategic decision for those who are ready to wait and count on capital growth.

Personal preferences also play an important role. If you value advanced infrastructure, a rich cultural life and a variety of entertainment, Bali has plenty to offer. Cambodia, on the other hand, offers a more relaxed lifestyle and the opportunity to immerse yourself in a unique cultural atmosphere, which may appeal to those looking for a new experience.

Strategic approach investing in these regions may involve diversification. For example, you can invest part of your capital in the fast-growing market of Bali for a steady income and another part in Cambodia for long-term growth.

Risks and opportunities should also be considered. In Bali, the main risks may be changes in legislation and high competition in the rental market. In Cambodia, it is political stability and reliability of local partners. It is important to carefully evaluate all aspects before making a decision.

Thus, the choice between Cambodia and Bali depends on your investment objectives, risk appetite and personal preferences. Both regions offer unique opportunities and the right choice can significantly increase your returns and investment satisfaction.