Sharjah vs Ajman: Where to buy real estate and where to invest?

When it comes to UAE real estateMany people immediately think of Dubai. But, as they say, "Dubai is not the only one". On the horizon for investors and home buyers there are such gems as Sharjah and Ajman. These emirates offer not only favorable conditions for investment, but also a unique atmosphere for living. In this article we will compare Sharjah and Ajman real estate marketsto help you make an informed choice.

Real Estate Market Analysis in Sharjah

Sharjah, the UAE's cultural capital, continues to surprise with its vibrancy and attractiveness to investors. Sharjah Real Estate Market is showing steady growth, making it interesting for those looking for long-term investment. In contrast to the more dynamic Dubai, Sharjah offers a more relaxed pace of life, which attracts families and professionals seeking a work-life balance.

Current state of the market

For 2024-2025, the real estate market in Sharjah shows steady growth. The average cost of an apartment in popular neighborhoods such as Al Majaz and Al Nahda is approx. 150,000 - 200,000 euros. This makes Sharjah a more affordable option compared to neighboring Dubai, where prices are often 30-40% higher.

Masaar Saro

from $762 884

UAE, Sharjah

Masaar Sarai

from $5,400,000

UAE, Sharjah

NESBA 2

from $239 760

UAE, Sharjah

NESBA 1

from $220 590

UAE, Sharjah

SOKOON 4

from $154 980

UAE, Sharjah

ROVE

from $287 820

UAE, Sharjah

Main trends and price dynamics

Sharjah has gained attention in recent years due to its infrastructure development and improved quality of life. Real estate prices here are growing by an average of 5% annually, which indicates the stability of the market. In 2024, this trend is expected to continue, especially in areas with good transport accessibility and developing infrastructure.

Popular areas for investment

If you are thinking about where to invest your money, consider the neighborhoods of Al Majaz, Al Nahda and Al Taawun. These areas are not only popular with locals, but also attract foreign investors due to their proximity to Dubai and the availability of all the necessary amenities. Al-Majaz, for example, is famous for its parks and waterfront, making it an ideal place for families.

Sharjah offers a unique opportunity for investors looking for stability and growth prospects. This market is becoming more attractive every year, and if you are considering a investments in UAE real estateSharjah can be your perfect choice.

Real estate market analysis in Ajman

Ajman, despite its small size, is becoming increasingly popular with investors due to its accessibility and strategic location. Ajman real estate market offers unique opportunities for those looking for profitable investments in the UAE. Unlike other emirates, more budget-friendly options can be found here, making it attractive to a wide range of buyers.

Current state of the market

The real estate market in Ajman continues to show stability between 2024 and 2025. The average price of apartments in neighborhoods such as Al Nuaimiyah and Al Rashidiyah is approx. 100,000 - 150,000 euros. This makes Ajman one of the most affordable emirates to buy a home, which is especially attractive to young professionals and families.

Ajman Creek Towers

from $163,000

UAE, Ajman

Gulf Tower

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UAE, Ajman

Al Ameera Village

from $79 817

UAE, Ajman

Bluebell Residence

from $112 522

UAE, Ajman

Main trends and price dynamics

Ajman is actively developing its infrastructure, which contributes to the growing interest in real estate. Housing prices here are increasing by about 3-4% per year. This is due to increasing rental demand and improved transportation accessibility. These trends are expected to continue in the coming years, especially in areas closer to major transportation hubs.

Popular areas for investment

If you are looking for promising neighborhoods to invest in, consider Al Nuaimiya and Al Rashidiya. These areas are known for their developed infrastructure and proximity to major business centers. Al-Nuaimiya, for example, offers a wide range of schools and shopping centers, making it an ideal location for families with children.

Ajman provides unique opportunities for those looking to invest in the UAE real estate with minimal risks and maximum returns. Due to affordable prices and growth prospects, this market is becoming increasingly attractive to investors looking for stable and long-term investments.

Comparison of key investment factors in Sharjah and Ajman

When it comes to choosing between real estate in Sharjah and AjmanIt is important to consider the key factors that may affect your investment. The two emirates offer different conditions and opportunities, and understanding them will help you make an informed choice.

A choice between Sharjah and Ajman depends on your priorities and financial capabilities. If you are looking for stability and a high standard of living, Sharjah may be the best option. If you are looking to save money and are willing to wait for growth, Ajman offers excellent prospects for long-term investment.

Nuances when buying a home in Sharjah and Ajman

Buying real estate in the UAE is not only an opportunity to invest money, but also a chance to become part of a dynamic region. However, as in any country, there are nuances to consider, especially if you are choosing between Sharjah and Ajman.

Purchase procedure

The process of buying real estate in Sharjah and Ajman is similar, but there are some differences. In both emirates, foreign nationals can purchase real estate in specially designated zones. Sharjah offers a more complicated procedure, as more documents and approvals are required. On average, it can take from 4 to 8 weeks to complete the transaction.

Peculiarities of document execution

When buying a property in Sharjah, you will need to provide more documents including proof of income and residency status. AjmanOn the contrary, it offers a more simplified procedure, which makes it attractive to foreign investors seeking to fast processing. It is important to remember that in both cases you will need to hire a lawyer to review all the documents and support the transaction.

Risks and pitfalls

As with any investment process, buying real estate in Sharjah and Ajman comes with certain risks. In Sharjah, for example, there is a risk of construction delays, especially in new areas. In Ajman, despite the lower prices, there may be a problem with the quality of construction. It is therefore important to check the developer carefully and read reviews.

Buying real estate in the UAE requires care and preparation. Whether you choose Sharjah or Ajman, it is important to understand all the legal and financial aspects to avoid unpleasant surprises. Contacting professional advisors and lawyers will help you make the buying process as comfortable and safe as possible.

Similarities and features of the real estate market in Sharjah and Ajman

At first glance, Sharjah and Ajman may seem similar, as these are two neighboring emirates. However, upon closer examination, one can notice both common features and unique characteristics of each real estate market.

Common features of the two emirates

Both emirates offer favorable conditions for investors due to the absence of real estate tax and stable economic situation. Investing in UAE real estate remain attractive due to the constant growth in demand for rental and purchase of housing. Infrastructure projects are being actively developed in both regions, which contributes to the increase in real estate values.

The unique characteristics of each market

Sharjah is known for its cultural richness and stricter laws, making it attractive to families and those seeking a calm and safe environment. It also has a higher standard of living and more developed infrastructure, which is reflected in higher real estate prices. The average cost of housing is around 150,000 - 200,000 euroswhich makes it a more premium market.

AjmanFor its part, it offers more affordable prices, starting with 100,000 eurosThe emirate is actively developing and offers simpler transaction terms, making it attractive to foreign investors, especially those looking for budget options. This emirate is actively developing and offers simpler conditions for transaction processing, which makes it attractive to foreign investors, especially those looking for a budget option rapid market entry.

Prospects for growth and development of resort real estate

The UAE is famous not only for its skyscrapers and business centers, but also for its resort areas that attract tourists from all over the world. Sharjah and Ajman are no exception, and their resort real estate offers unique opportunities for investors seeking to profit from the tourist flow.

Potential of resort facilities in Sharjah

Sharjah, with its picturesque beaches and cultural attractions, is actively developing resort real estate. New hotels and entertainment complexes are expected to open in 2024-2025, which will increase the attractiveness of the region for tourists. The average cost of an apartment in Sharjah's resort areas is approx. 200,000 - 250,000 eurosThis makes them a more premium segment in the market.

Potential of resort facilities in Ajman

Ajman, with its quieter atmosphere and affordable prices, is also actively developing resort real estate. Here you can find more budget options, starting from 120,000 euroswhich attracts investors looking for available investments with growth potential. New beach complexes and infrastructure improvements are planned in the coming years, which will increase interest in the region.

Impact of tourism on the real estate market

Tourism remains one of the key factors influencing the real estate market in both emirates. UAE resort real estate Sharjah offers high rental yields, especially during the season. In Sharjah, due to cultural events and festivals, the flow of tourists is growing steadily, which has a positive impact on profitability. In Ajman, despite the lower flow of tourists, affordable prices and development prospects make it attractive for long-term investment.

Investors considering resort real estate investmentsThose who choose to invest in the emirates can expect a stable income and the possibility of capital growth. Both emirates offer unique conditions and opportunities that are worth considering when planning investments in UAE real estate.

Yield from short-term and long-term leases

When it comes to UAE real estateThe lease remains one of the most attractive aspects for investors. Sharjah and Ajman offer different options depending on the type of lease, whether it's short-term or long-term.

Rental yields in Sharjah

Sharjah, with its developed infrastructure and proximity to Dubai, offers high rental yields. Short-term rentals here is especially popular among tourists and business travelers. The average yield from short-term rentals is about 8-10% p.a.which makes it attractive to investors looking for quick return. In long-term rentals, Sharjah also performs consistently well, with yields of approx. 6-7% p.a..

Rental yields in Ajman

Ajman, due to its affordable real estate prices, offers excellent long-term rental opportunities. The average yield on a long term lease is 7-8% p.a.This makes it attractive for investors focused on stable income. Short-term rentals are less developed here, but with the development of tourist infrastructure, interest in this segment is expected to grow as well.

Factors affecting rental rates

Rental rates in both emirates are influenced by several key factors such as location, infrastructure and demand. In Sharjah, higher rental rates are attributed to its proximity to Dubai and high standard of living. In Ajman, despite the lower rates, growing demand and infrastructure development are creating favorable conditions to increase returns in the future.

Economy and Life in Sharjah and Ajman

When it comes to choosing a place to live or invest, it is important to consider not only the real estate market, but also the general living conditions in the region. Sharjah and Ajman offer different standards of living and economic opportunities that may influence your decision.

Standard of living

Sharjah offers a higher standard of living thanks to its well-developed infrastructure and a wide range of cultural activities. There are many museums, galleries and theaters, making it attractive to those who appreciate cultural diversity. The cost of living in Sharjah is higher than in Ajman, but this is offset by the higher quality of services and amenities. The average monthly expenses for a family of four can be approx. 3,000 - 4,000 euros.

AjmanOn the contrary, it offers a more affordable standard of living, which makes it popular with young professionals and families on a tight budget. Here you will find lower prices for housing and services, allowing you to save money without sacrificing quality of life. The average monthly cost per family is about 2,500 - 3,000 euros.

Cost of living

In Sharjah, due to the higher cost of real estate and services, living can be more costly, but this is offset by the high level of comfort and availability of cultural activities. In Ajman, on the other hand, you can save money on rent and daily expenses, making it more affordable for those looking to economical option.

Business Opportunities

Sharjah offers more business opportunities due to its developed economy and proximity to Dubai. Here you will find many business centers and business districts, making it attractive to entrepreneurs and investors. AjmanAlthough less developed in this respect, it is actively developing its business centers and offers lower taxes and rent, which can be an advantage for startups and small businesses.

Economy and Life in Sharjah and Ajman offer different opportunities and conditions that are worth considering when choosing a place to live or invest. Regardless of your preferences, both emirates offer unique environments that can meet different needs and expectations.

Education and medicine

When it comes to choosing a place to live or invest in real estate, the quality of education and health care are key. Sharjah and Ajman offer different opportunities in these areas that may influence your decision to purchase real estate.

Quality of educational institutions

Sharjah is renowned for its educational institutions, including universities and international schools. It is home to prestigious educational institutions such as the American University of Sharjah and the University of Sharjah, which attract students from all over the world. Tuition fees for international schools can be approx. 8,000 - 15,000 euros per yearThis makes them affordable for families seeking to provide their children with a quality education.

AjmanAlthough it does not boast as many prestigious schools, it offers more affordable options for families on a tight budget. Here you will find schools and colleges offering quality education at lower prices, making it attractive to young families.

Level of medical care

Medical care in Sharjah is of a high standard with modern clinics and hospitals equipped with the latest technology. There are qualified doctors working here, which makes Sharjah attractive for those who appreciate high quality medical services. The cost of health insurance can vary from 500 to 1,500 euros per year depending on the level of coverage.

In Ajmane medical care is also developing, offering more affordable prices for services without losing quality. Here you will find both public and private clinics, which allows you to choose the best option depending on your budget and needs.

Education and Medicine in Sharjah and Ajman offer a variety of opportunities that are worth considering when choosing a place to live or invest. Whatever your preference, both emirates offer facilities that can meet the needs of both families and individual investors seeking a quality standard of living.

Roads and transportation

One of the important aspects when choosing a place to live or invest in real estate is the availability and development of transportation infrastructure. Sharjah and Ajman offer a variety of terms and conditions in this area that can make a big difference in your decision.

Developed transportation infrastructure

Sharjah has a well-developed transportation infrastructure, making travel within and outside the city comfortable and fast. The Emirate is actively investing in improving the road network and public transportation, including buses and cabs. Sharjah is also in close proximity to Dubai, making it attractive to those working or frequenting the neighboring emirate. The cost of public transportation is approx. 1-2 euros per trip, making it affordable for most residents.

Accessibility of public transportation

In Ajmane transportation infrastructure is less developed, but the Emirate is actively working to improve it. Buses and cabs are also available here, but their number and frequency may be lower than in Sharjah. Nevertheless, Ajman offers lower prices for transportation services, making it attractive to those looking for a more affordable option. cost-effective options movements.

Plans to improve the transportation network

Both emirates are actively developing their transportation networks to improve accessibility and comfort for residents and visitors. Sharjah is planning to expand its road network and increase the number of public transportation services to make travel even more convenient. Ajman is also planning to improve its transportation infrastructure, including the construction of new roads and more public transportation.

Roads and Transportation in Sharjah and Ajman offer different conditions that are worth considering when choosing a place to live or invest. Regardless of your preference, both emirates are committed to improving transportation accessibility, which will have a positive impact on the quality of life and attractiveness of the region to investors.

Legal and tax specifics

Investing in real estate in the UAE requires careful consideration of legal and tax aspects to avoid unpleasant surprises. Sharjah and Ajman offer a variety of terms and conditions that are worth considering when planning your purchase.

Tax liabilities for investors

One of the major advantages of investing in real estate in the UAE is that there is no property tax. Sharjah and Ajman do not impose real estate taxes, which makes these emirates particularly attractive for foreign investors. However, it is worth bearing in mind that there are registration fees and duties, which can range from 2% to 4% of the value of the property. These costs should be included in your budget when planning your purchase.

Legal aspects of buying a property

Sharjah imposes stricter requirements for foreign buyers. Here it is necessary to take into account that the purchase of real estate is only possible in certain zones open to foreign investors. The process may require more time and effort to complete the paperwork. It is also important to hire a lawyer who will help to understand all the nuances and avoid possible mistakes.

AjmanOn the contrary, it offers easier conditions for foreigners to buy real estate. There are fewer bureaucratic procedures, which makes the process faster and less costly. However, as in the case of Sharjah, it is recommended to use the services of a professional lawyer to support the transaction and verify all documents.

Regulation and protection of investors' rights

Both emirates offer a high level of investor protection, which makes buying real estate safe. Sharjah and Ajman have laws that regulate the real estate market and protect the rights of buyers. This includes mandatory registration of transactions and transparent rules for all market participants.

What should an investor choose: Sharjah vs Ajman?

When the question of investing in UAE real estate looms on the horizon, the choice between Sharjah and Ajman can be challenging. Both emirates offer unique opportunities, but differ in a number of key factors that may influence your decision.

Recommendations for different types of investors

For family investors: If you are looking for stability, developed infrastructure and a high standard of living, Sharjah will be a great choice. Here you will find many schools, cultural activities and amenities that make it an ideal place for families. The average cost of housing in Sharjah is 150,000 - 200,000 eurosThis provides access to the premium segment of the market.

For young professionals and novice investors: Ajman offers more affordable options with upside potential. If your budget is limited, but you want to invest in real estate with the prospect of increasing in value, Ajman is the ideal option. Here, the average cost of real estate starts from 100,000 euroswhich makes it attractive to first-time investors.

Final comparison of advantages and disadvantages

Sharjah:

• Advantages: High standard of living, developed infrastructure, stable market.
• Disadvantages: Higher real estate prices, stringent clearance requirements.

Ajman:

• Advantages: Affordable prices, ease of transaction processing, growth potential.
• Disadvantages: Less developed infrastructure, limited choice of prestigious properties.

The choice between Sharjah and Ajman depends on your finances and goals. If you are looking for long-term investments with a high degree of stability, Sharjah can be your ideal choice. If, however, you want to invest in affordable real estate with growth potential, Ajman will offer excellent conditions to start your investment activities in the UAE. Regardless of your choice, both emirates offer unique opportunities for successful investments in UAE real estate.